Date of Award
Raymond T. Brastow, Ph.D.
This study is the first to use empirical analysis to address the tradeoff between financial and social performance of microfinance institutions (MFIs) in Sub-Saharan Africa. Ordinary Least Squares (OLS) regressions are used to compare the depth and breadth of outreach of MFIs. Results indicate that for-profit MFIs in Sub-Saharan Africa have less depth of outreach, indicated by larger loan sizes, and significantly more breadth of outreach than non-profits. Results support the conclusion that for-profit MFIs grant more loans overall, but these loans do not necessarily reach the poorest clients; they simply address different target markets in doing so,
Hoyt, Mary Catherine, "Assessing the Performance of Microfinance Institutions in Sub-Saharan Africa: The Effect of Profitability on the Depth and Breadth of Outreach" (2012). Theses & Honors Papers. 12.